Multi-Factor Authentication: Terms & Conditions

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS SITE.

If User has entered into an agreement with LexisNexis Risk Solutions GA Inc. governing access and use of this Site, that agreement will take precedence in the event of a conflict between that agreement and these terms and conditions.

If User has entered into an agreement with LexisNexis Risk Solutions GA Inc. or any of its Affiliates governing the information provided by via this Site, that agreement will take precedence in the event of a conflict between that agreement and these terms and conditions.


The following terms and conditions govern all access to and use of this Site. Through User's access of this site, User accepts, without limitation or alteration, all of the terms and conditions, contained in these Legal Notices.

The trademarks, logos, and service marks (collectively the "Marks") appearing on the Site are registered and unregistered Marks of LexisNexis Risk Solutions Inc. and its Affiliates. Use of this Site and the information contained in no way constitutes the granting by LexisNexis Risk Solutions Inc. of any license or right to use any Mark displayed on the Site. User is strictly prohibited from using the Marks displayed on the Site or any other content on the Site, except as provided in these Legal Notices. LexisNexis Risk Solutions Inc. aggressively enforces its intellectual property rights, including criminal prosecution.

LexisNexis Risk Assets Inc. has established and maintains this Site to provide information, education, and communication. Downloading of material displayed on the Site is limited strictly to noncommercial personal use, and User must retain all copyright and other proprietary notices contained on the materials delivered herein. The content of the Site cannot be used, posted, sold, transmitted, distributed, modified or transferred for public or commercial purposes, without the written permission of LexisNexis Risk Assets Inc.

Any communication or material sent to LexisNexis Risk Assets Inc. or to the Site by electronic mail or otherwise, including any data, questions, comments, suggestions, feedback or the like is, and will be deemed, non-confidential and nonproprietary. Anything sent to LexisNexis Risk Assets Inc. becomes the property of LexisNexis Risk Assets Inc. and its affiliates and may be used for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast and posting. Furthermore, LexisNexis Risk Assets Inc. is free to use any ideas, concepts, know-how, or techniques contained in any communication sent to the Site for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products using such information.

LexisNexis Risk Assets Inc. makes no representations whatsoever about any other web sites, which may be accessed through this Site. Any such non-LexisNexis Risk Assets Inc. web sites are independent of LexisNexis Risk Assets Inc., and LexisNexis Risk Assets Inc. has no control over the content on such web site. In addition, a link to a non-LexisNexis Risk Assets Inc. web site does not constitute an endorsement of such web site by LexisNexis Risk Assets Inc. or an acceptance of responsibility by LexisNexis Risk

Assets Inc. for the content, or the use, of such web site. LexisNexis Risk Assets Inc. also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, the computer equipment or other property of User arising from or related to access to, use of, or browsing in the Site or the downloading of any materials, data, text, images, video, or audio from the Site by User. IN NO EVENT WILL LEXISNEXIS RISK ASSETS INC., ITS AFFILIATES, ITS AGENTS OR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THE SITE, BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, EXEMPLARY, PUNITIVE, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES FOR ANY USE OF THIS WEB SITE, OR ON ANY OTHER LINKED SITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON USERS' INFORMATION HANDLING SYSTEM OR OTHERWISE, EVEN IF LEXISNEXIS RISK ASSETS INC. IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

The Site's content is copyrighted unless otherwise noted. Use of the Site's content is prohibited except as provided herein, without the written permission of LexisNexis Risk Assets Inc.

Although LexisNexis Risk Assets Inc. attempts to include accurate and up-to-date information in the Site, LexisNexis Risk Assets Inc. makes no warranties or representations as to its accuracy or timeliness. LexisNexis Risk Assets Inc. assumes no liability or responsibility for any errors or omissions in the content of the Site. Information on this Site may contain technical inaccuracies or typographical errors. LexisNexis Risk Assets Inc. may change or update information without notice. LexisNexis Risk Assets Inc. may make improvements and/or changes in the products and/or the programs described in this Site at any time without notice.

Use of and browsing in the Site are at User's risk. Without limiting the foregoing, everything on the Site is provided "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Some jurisdictions may disallow the exclusion of implied warranties, therefore some of the above exclusions may not apply.

LexisNexis Risk Assets Inc. either owns or has permission to use the images displayed on the Site. All of these images are either the property of, or used with permission by, LexisNexis Risk Assets Inc. All uses of these images by User are prohibited. Use of the images without authorization by LexisNexis Risk Assets Inc. may violate certain laws, including, but not limited to, those relating to copyright, trademark, privacy and publicity.

Although LexisNexis Risk Assets Inc. may from time to time monitor or review applicant responses, transmissions, and similar communications on the Site, LexisNexis Risk Assets Inc. has no obligation to do so. LexisNexis Risk Assets Inc. assumes no responsibility or liability arising from the content of any such communications or for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger, or inaccuracy contained in any information within such locations on the Site. The posting or transmitting of any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law is prohibited. LexisNexis Risk Assets Inc. fully cooperates with any law enforcement authorities or court orders requesting or directing LexisNexis Risk Assets Inc. to disclose the identity of anyone posting any such information or materials.

These Legal Notices are subject to revision at any time by an update to this posting. Such revisions are binding upon any User of this Site. As a result, all Users should routinely visit this page to review the then current Legal Notices to which they are bound.

LexisNexis Risk Assets Inc. controls and operates this Site from its offices within the United States of America. LexisNexis Risk Assets Inc. makes no representation that materials in the Site are appropriate or available for use in other locations, and access to them from territories where their contents are illegal is prohibited. Those who choose to access this Site from other locations do so on their own initiative and are responsible for compliance with applicable local laws. Materials may not be used or exported in violation of U.S. export laws and regulations. Any claim relating to the materials will be governed by the substantive laws of the State of Georgia excluding its choice of law provisions.

Legal Notice:

Authentication Solutions is not a consumer reporting agency as defined by the federal Fair Credit Reporting Act ("FCRA"), 15 USC 1681 et seq. Reports provided by Authentication Solutions are not consumer reports and therefore may not be used to determine eligibility for credit, employment, insurance underwriting, tenant screening or for any other purpose that is governed by the FCRA. Due to the nature of the origin of public record information, the public records and commercially available data sources used in reports may contain errors. Source data is sometimes reported or entered inaccurately, processed poorly or incorrectly, and is generally not free from defect. This product or service aggregates and reports the data, as provided by public records and commercially available data sources and is not the source of the data. Before relying on any data, it should be independently verified

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